1. Introduction

Welcome to Meridia Trust. These Terms & Conditions govern your use of our digital banking platform, products, and services. By accessing or using our services, you agree to comply with these Terms. If you do not agree, please do not use our platform.

2. Eligibility

You must be at least 18 years old to create an account. You must provide accurate and complete information during registration. You are responsible for maintaining the confidentiality of your login credentials.

3. Account Registration

Users must complete the KYC (Know Your Customer) verification process. Meridia Trust reserves the right to refuse registration if information is false or incomplete. You are responsible for all activity conducted under your account.

4. Account Security

You must keep your account credentials secure. Any unauthorized access or suspicious activity must be reported immediately.

5. Use of Services

You agree to use Meridia Trust services lawfully and responsibly. Activities such as fraud, money laundering, or misuse of the platform are strictly prohibited.

6. Fees and Charges

Fees, charges, and transaction limits are provided in the Fee Schedule. By using our services, you agree to these fees.

7. Limitation of Liability

Meridia Trust is not liable for indirect, incidental, or consequential damages arising from the use of the platform. Full liability is limited to the extent permitted by law.

8. Amendments

We may update these Terms from time to time. Changes will be notified through the platform. Continued use constitutes acceptance of updates.

9. Governing Law

These Terms & Conditions are governed by the laws of the Federal Republic of Nigeria.